The Credit Sweepers

Terms of Service

Terms of Service

Effective Date: January 1, 2025

Welcome to The Credit Sweepers! These Terms of Service ("Terms") govern your access to and use of our website, services, and products (collectively, the "Services"). By accessing or using our Services, you agree to comply with and be bound by these Terms.

If you do not agree with these Terms, please do not access or use our Services.


1. Acceptance of Terms

By using our Services, you affirm that you are at least 18 years old and capable of entering into legally binding agreements.


2. Services Provided

The Credit Sweepers provides tax preparation services, educational resources, and tools to help individuals and businesses manage their tax needs. Specific details about our Services are available on the website and subject to change without notice.


3. User Obligations

When using our Services, you agree to:

Provide accurate and complete information during registration or when submitting forms.Maintain the confidentiality of your account login credentials.Use the Services only for lawful purposes.Not engage in unauthorized access, data mining, or disruptive activities on the website.


4. Payments and Refunds

Payment Terms: Payments for Services must be made in full as specified at checkout. Refund Policy: Refunds are not allowed. All disputes must be submitted in writing to [email protected]

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5. Intellectual Property

All content, materials, and trademarks on the website are owned by or licensed to The Credit Sweepers. Unauthorized use, reproduction, or distribution of this content is prohibited.


6. Disclaimer of Warranties

Our Services are provided "as is" without any warranties, express or implied. We do not guarantee the accuracy, completeness, or reliability of the Services or any results derived from their use.


7. Limitation of Liability

To the maximum extent permitted by law, The Credit Sweepers shall not be liable for any indirect, incidental, or consequential damages arising from the use or inability to use the Services.


8. Indemnification

You agree to indemnify and hold harmless The Credit Sweepers, its affiliates, and its personnel from any claims, damages, or liabilities arising from your use of the Services or breach of these Terms.


9. Modifications to the Terms

We reserve the right to update or modify these Terms at any time without prior notice. Changes will take effect immediately upon posting. Your continued use of the Services constitutes acceptance of the updated Terms.


10. Termination

We reserve the right to terminate or suspend access to the Services at our discretion, without notice, for conduct that violates these Terms or is otherwise harmful to us or other users.


11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Michigan, without regard to its conflict of law principles.


12. Contact Information

If you have any questions or concerns about these Terms, please contact us at:

The Credit Sweepers

341 E. 11 Mile Rd Madison Heights Michigan

[email protected]

+1 248-206-7173

Terms & Conditions

Phone Number Collection

1. Consent and Purpose:

By providing your phone number through our website's inquiry form, you expressly consent to receiving updates and information related to the service you have inquired about. The collected phone numbers will only be used for communication purposes regarding the specified service.

2. Information Usage:

We assure you that the phone numbers collected will be used solely for the purpose of updating you about the progress, status, or any relevant information related to the service you have expressed interest in. We will not share, sell, or otherwise distribute your phone number to third parties without your explicit consent.

3. Frequency of Communication:

We understand the importance of respecting your time and privacy. Our communication will be limited to updates relevant to your service inquiry. You may opt out of these communications at any time by contacting us through the provided channels.

4. Security Measures:

We take the security of your personal information seriously. All collected phone numbers are stored securely, and appropriate measures are in place to prevent unauthorized access or disclosure.

5. Opt-Out Option:

If, at any point, you wish to stop receiving updates or communication from us, you have the right to opt out. You can cancel the SMS service at any time. Simply text "STOP" to the short code. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.

6. Carriers Liability:

Carriers are not liable for delayed or undelivered messages.

7. Contact Information:

If you have any questions or concerns regarding the use of your phone number or these terms and conditions, please contact us through the information provided on our website.

By providing your phone number, you acknowledge that you have read, understood, and agreed to these terms and conditions.

How long does credit repair take?

Every situation is different, but most clients begin seeing results within 30 to 45 days. Full credit restoration can take 3–6 months depending on the complexity of your report and responsiveness of the credit bureaus.

What's included in your credit repair service?

Our service includes:
✔️ In-depth credit analysis
✔️ Customized disputes to all 3 bureaus
✔️ Escalation support (CFPB, FTC, AG)
✔️ Ongoing score coaching
✔️ Access to your client portal for live updates

We don’t just delete—we educate and rebuild.

Can you remove bankruptcies, collections or charge-offs?

Yes—if they are inaccurate, outdated, or unverifiable. We’ve successfully helped clients remove everything from collections and late payments to repossessions and charge-offs. While results are never guaranteed, we use legal, strategic methods under the FCRA.

What do I need to get started?

For personal credit repair, you’ll need:

• A valid photo ID

• Social Security card

• Proof of address (utility bill, lease, etc.)

For business credit setup, you’ll need:

• EIN, LLC or Corporation paperwork

• Business bank account

• Business phone and email

We’ll walk you through everything after you sign up.

Do you offer refunds if I don't see results?

Because of the nature of credit repair and third-party responses (bureaus, furnishers, etc.), we do not offer refunds. However, we are committed to transparency, education, and giving you the tools and support to see real change.

Who we are

Why trust First Priority Tax Solutions with your credit remediation journey? We have a proven track record of helping countless individuals just like you overcome their credit challenges and achieve financial success. With our expertise and up-to-date knowledge of the credit industry, we'll develop a customized plan tailored to your unique circumstances, ensuring you receive the attention and support you need every step of the way.

FAQS

How can I file my taxes with [Your Company Name]?

Filing your taxes with [Your Company Name] is easy and convenient. Simply visit our website and create an account if you haven't already. From there, you can access our user-friendly online platform, where you'll be guided through the tax filing process step by step. Our platform is designed to make it as straightforward as possible, and if you ever have questions or need assistance, our expert team is just a message or a phone call away. We're here to support you throughout the entire process.

What sets [Your Company Name] apart from other tax preparation services?

What distinguishes [Your Company Name] is our dedication to personalized service and expertise. We understand that every taxpayer's situation is unique, and we tailor our services to meet your specific needs. Our team of experienced tax professionals is well-versed in complex tax scenarios, and we stay updated on the latest tax regulations. We also offer year-round support, ensuring you have access to expert advice beyond tax season. Our transparent pricing and commitment to client satisfaction are the cornerstones of our service, making us a trusted partner for all your tax needs.

Is my personal and financial information secure with [Your Company Name]?

Yes, your security is our top priority. At [Your Company Name], we employ state-of-the-art security measures to safeguard your personal and financial information. Our online platform is encrypted to protect your data from unauthorized access, and we adhere to strict confidentiality standards. Rest assured that your sensitive information is handled with the utmost care and is never shared with third parties. Your privacy and security are paramount to us, and we take every precaution to maintain the trust you place in our services.